Health & Dental Plans > Why Choose Blue Cross
To be eligible for group coverage, an employer must:
Minimum Health Requirements
There are no minimum participation and contribution requirements.
Minimum Dental Requirements
For dental coverage groups must have at least 25% (minimum of 2 employees) enrolled at all times.
The employer may contribute between 0% and 100% of the individual rate toward each employee's coverage.
Documentation Requirements for Two Person Employer Group
For companies with only two eligible employees, documentation is needed to verify group eligibility. A husband and wife do not constitute a two-person group.
One of the following is needed:
For two-person groups where a mother and father enroll on a family contract and a child above the dependent age enrolls on a second contract, proof of full-time employment for each contract holder is needed. Acceptable forms of documentation are the previous year's W2, 1040 SE, K-1 or K-6. We cannot enroll a two-person group that consists of a contract for a dependent-age child and a contract for the child's parents.
Income Tax Exempt
In rare situations, an employee may be exempt from Alabama income tax. In this case, a copy of federal Form 941, Employer's Quarterly Federal Tax Return, should be provided.
If Form 941 is not available, please contact Blue Cross for a list of alternate options.