Health & Dental Plans > 51+ Employees

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Health Plans for 51+ Employees

 

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How do I enroll my employer group?

To enroll, you must submit your signed contracts, completed employee applications and first month's premium. Contact us to discuss the next steps and for enrollment assistance.

Do plans include dental benefits?

Health plans do not include dental benefits.

Can I purchase separate dental benefits for my employer group?

Yes, we do offer group dental plans. With these plans, employers may contribute between 0% and 100% of the single rate for all eligible employees.

How are late enrollments handled?

Employees who do not sign up at the time of initial enrollment must wait until your group's open enrollment period if they do not have a special open enrollment event before that time.

How soon can my coverage begin?

Once we receive your signed contracts, completed employee applications and first month's premium, it takes approximately 7-10 business days to add your group to our system.

What is mental health parity?

The Mental Health Parity Act requires most employers who offer mental health and/or substance abuse benefits to make sure limitations on those benefits are not more restrictive than limitations for medical/surgical services.

How do I pay my employer group's premium?

You may pay online or by check.

What is healthcare reform?

The Patient Protection and Affordable Care Act was signed on March 23, 2010. The Health Care and Education Reconciliation Act was signed on March 30, 2010. These two laws are referred to as the Affordable Care Act (or more commonly known as "healthcare reform"). Healthcare reform changes how the private insurance market provides healthcare coverage for individuals, families and businesses. For more information about healthcare reform, visit our healthcare reform site.

Is there a minimum requirement for employee Health participation?

For employer groups with 51+ employees, 75% of employees must be enrolled.