Health & Dental Plans > 15-50 Employees

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Health Plans for 15-50 Employees

Eligibility Requirements

Group Eligibility
To be eligible for group coverage, an employer must:

  • Be licensed to operate and have employees located in the state of Alabama.

  • Have at least fifteen eligible employees. An eligible employee is a permanent employee working a minimum of 30 hours a week (excluding independent contractors).

Minimum Requirements
At least 75% of eligible employees (excluding those with other Blue Cross and Blue Shield of Alabama coverage) must be enrolled at all times. Of employees eligible for family coverage, 75% must be enrolled in family coverage.

The employer must contribute at least 50% of the individual health rate toward each employee's coverage.

For dental coverage, groups must have at least 25% (minimum of 2 employees) enrolled. The employer may contribute between 0% and 100% of the individual dental rate toward each employee's coverage.