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The Patient Protection and Affordable Care Act was signed on March 23, 2010, followed by H.R. 4872, the Health Care Education Affordability Reconciliation Act of 2010, signed on March 30, 2010. Together, this legislation makes up the federal healthcare reform law referenced as the "Act."
The Act contains many gradual changes to the private insurance market that Blue Cross and Blue Shield of Alabama will phase in over time. The net effects of all the changes are unclear, but as we determine and begin to implement those that affect the provider and the delivery of care to patients we will provide direction to the provider community.
Most provisions that will have a major impact are not scheduled to go into effect until 2014; there are some that will become effective in 2010 and subsequent years. These are summaries of changes and timeline: