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Professional courtesy may apply when a physician treats another physician or the physician's employees, healthcare providers, or family members of the physician's employees. When professional courtesy are extended, the fees for the physician treating the patient is usually made at a reduced rate, or the copayment may be waived. Professional courtesy does not apply when a physician is treating his own family members under most contracts.
The Preferred Medical Doctor (PMD) Program does allow for certain discounts as professional courtesy as stated in section 4.5 of the PMD contract. PMD physicians, except in cases of professional courtesy or inability to pay, will bill the patient for any applicable copayments or deductions.