Skip to Main Content
BCBSAL Mobile Logo - Go to home page
Search

Sales Enhanced Search Bar Portlet

Search

Quick Links

claims

Shop Health

Home

Menu Display

  • Health
  • Dental
  • FEP Dental
  • Vision
  • Travel
  • Life
  • Change My Plan
  • Find a Doctor
  • Home
  • Individual
  • Medicare
  • Group
  • Provider
Contact Us

Menu Display

  • Home
  • Individual
  • Medicare
  • Employer
  • Provider
Text Size: A A A

Individuals

Log in to myBlueCross
New to myBlueCross? Register

Show/Hide
Forgot username or password?
Log in to myBlueCross
New to myBlueCross? Register

Show/Hide
Forgot username or password?

Menu Display

  • Health
  • Dental
  • FEP Dental
  • Vision
  • Travel
  • Life
  • Change My Plan
  • Find a Doctor
About Us
Contact Us

Sales Enhanced Search Bar Portlet

Search

Quick Links

claims

Shop Health

Educational Videos - Individuals

Breadcrumb

  1. Individuals
  2. Understanding Health Insurance
  3. Educational Videos

U65 Educational Video Header

Educational Video Copy

Understanding your health insurance options can feel overwhelming, but we're here to help. These short educational videos explain key health insurance terms and concepts, so you can make informed decisions about your covreage. Whether you're selecting a plan, managing costs, or learning about benefits, these videos break it down in a clear and simple way. If you have any questions or need further assistance, please contact one of our qualified insurance advisors at 1-888-267-2955.

Educational Content Videos

What is a Deductible?

Learn how a deductible works and when it applies to your healthcare costs.

Watch Video
What is Coinsurance vs. Copay?

Learn the difference between coinsurance and copays and how they impact your healthcare costs. 

Watch Video
What is a PCP (Primary Care Physician)?

Find out what a PCP does and why having one is important

Watch Video
What is an Out of Pocket Maximum (OOPM)?

Discover how an out-of-pocket maximum limits your healthcare costs and how reaching your OOPM can reduce costs for the rest of the year.

Watch Video
Open Enrollment vs. Special Enrollment

Understand the difference between Open Enrollment and Special Enrollment periods.

Watch Video
Last Updated: 05/28/2025 21:10

Menu Display

Facebook Twitter Linkedin YouTube PInterest Instagram

Menu Display

Navigation

Company
  • About Us
  • Contact Us
  • Careers
Support
  • Help
  • Accessibility Information
  • Information in Other Languages
  • Rate Change Justification
Compliance
  • HIPAA Privacy Notice
  • Notice of Nondiscrimination
  • Transparency in Coverage
  • Surprise Billing
  • Accessing My Information
  • Claims Payment Policy & Other Information
Legal
  • Fraud & Abuse
  • Privacy Statement
  • Legal Disclaimer
  • Terms of Service

© 2026, BlueCross BlueShield of Alabama is an independent licensee of the BlueCross BlueShield Association.

Third Party Website Disclaimer

You are about to leave Blue Cross and Blue Shield of Alabama's website and enter a website operated by HealthEquity. HealthEquity is our business associate and is an independent company that provides account-based plan services to Blue Cross. HealthEquity has agreed to follow Blue Cross' privacy and security policies regarding the confidentiality and protection of your personal health information.

To continue to the HealthEquity website, click "Accept." If you want to stay on Blue Cross' website, click "Cancel."

Third Party Website Disclaimer

As an Alfa representative, I agree to the payment terms and conditions of Blue Cross and Blue Shield of Alabama and will not collect any checking account, debit card or credit card information on behalf of the consumer for the purchase of health or dental insurance.

To continue , please click "Accept."

Arbitration Terms

As a CHA representative, I agree to the payment terms and conditions of Blue Cross and Blue Shield of Alabama and will not collect any checking account, debit card or credit card information on behalf of the consumer for the purchase of health or dental insurance.

To continue , please click "Accept."

Third Party Website Disclaimer

As an Alabama Health Guidance representative, I agree to the payment terms and conditions of Blue Cross and Blue Shield of Alabama and will not collect any checking account, debit card or credit card information on behalf of the consumer for the purchase of health or dental insurance.

To continue , please click "Accept."

Third Party Website Disclaimer

This link takes you to another website. Some areas of our site may provide links to other external sites that we don't own, control or influence. We reference sites that we think might be useful or of interest to you, but we are not responsible for the content or privacy practices used by other site owners. Information contained in the external sites is not endorsed by BCBSAL.

To continue to this website, click "Accept." If you want to stay on the Blue Cross website, click "Cancel."

Third Party Website Disclaimer

This link takes you to another website. Some areas of our site may provide links to other external sites that we don't own, control or influence. We reference sites that we think might be useful or of interest to you, but we are not responsible for the content or privacy practices used by other site owners. Information contained in the external sites is not endorsed by BCBSAL.

To continue to this website, click "Accept." If you want to stay on the Blue Cross website, click "Cancel."

Third Party Website Disclaimer

This link takes you to another website. Some areas of our site may provide links to other external sites that we don't own, control or influence. We reference sites that we think might be useful or of interest to you, but we are not responsible for the content or privacy practices used by other site owners. Information contained in the external sites is not endorsed by BCBSAL.

To continue to this website, click "Accept." If you want to stay on the Blue Cross website, click "Cancel."

Short Term Application Disclaimer

Thank you for your interest in our Short Term Plan. By clicking "Next", you are acknowledging that you would like to submit your application and continue onto the payment page otherwise, click "Cancel".

Short Term Application Disclaimer

Thank you for your interest in our Short Term Plan. By clicking "Next", you are acknowledging that you would like to submit your application otherwise, click "Cancel".