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Find out if you qualify for Alabama health insurance today - Individuals

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OEP Timeline

The Open Enrollment Period is from Nov. 1 – Dec. 15 for coverage starting Jan. 1. Compare coverage now and find a family or individual plan that’s just right for you and your budget.

Exchange Cards

SHOP MARKETPLACE PLANS

You can purchase Blue Cross and Blue Shield of Alabama plans through the federal Health Insurance Marketplace®. Purchasing a plan through the Exchange may lower your monthly premiums and other out of-pocket costs if you qualify for a tax credit.

SHOP MARKETPLACE PLANS
SHOP DIRECT PLANS

You can also purchase plans off the Health Insurance Marketplace® directly through Blue Cross and Blue Shield of Alabama. Subsidies and tax credits are not available for plans purchased outside of the Health Insurance Marketplace®.

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ACA Plan

HOW TO BUY AN AFFORDABLE CARE ACT (ACA) PLAN

You can purchase ACA healthcare plans through a federal marketplace called the Health Insurance Marketplace® or outside the Health Insurance Marketplace®. The route you should take depends on your individual healthcare needs and financial situation. Our representatives can answer your questions and help you navigate these choices. Available plans and pricing may vary depending on whether you purchase your plan on or off the Health Insurance Marketplace. 


LEARN MORE ABOUT ACA

Dental + Vision + Travel

Dental

Starting at $21 a month

  • Starting at $21 a month
  • $0 exams, X-rays and cleanings
  • More than 1,700 dentists across Alabama
  • Save on fillings, crowns, dentures and more

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Shop Dental
Vision through VSP™

Starting at $17 a month

  • Starting at $17 a month 
  • Includes exams, glasses and contacts
  • Plans offered for individuals and families
  • Thousands of providers available nationwide 

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Shop Vision
Travel through Global Solutions®

Starting at $5 per trip

  • Starting at $5 per trip 
  • English-speaking doctors in 180 countries 
  • 24/7/365 concierge support
  • Includes hospitalization, doctors visits and prescriptions
Shop Travel

Educational Overview

Quality Health Coverage Alabamians Trust

When it comes to protecting your family’s health, you need a partner who always has your back. Blue Cross and Blue Shield of Alabama has helped Alabamians for over 90 years. Now we protect over 2.9 million people every day.

Here’s what we offer:

  • A wide range of health insurance plans for you and your family
  • Health insurance accepted by more doctors and hospitals in Alabama than any other health plan
  • Coverage backed by a company that's always been here for our friends and neighbors in Alabama


LEARN MORE ABOUT BLUE CROSS

Footer Disclaimer

Attention: This website is operated by Blue Cross and Blue Shield of Alabama and is not the Health Insurance Marketplace® website at HealthCare.gov. This website does not display all Qualified Health Plans (QHPs) available through HealthCare.gov. To see all available QHP options, go to the Health Insurance Marketplace® website at HealthCare.gov.

 

Last Updated: 10/31/2026 20:33

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© 2026, BlueCross BlueShield of Alabama is an independent licensee of the BlueCross BlueShield Association.

Third Party Website Disclaimer

You are about to leave Blue Cross and Blue Shield of Alabama's website and enter a website operated by HealthEquity. HealthEquity is our business associate and is an independent company that provides account-based plan services to Blue Cross. HealthEquity has agreed to follow Blue Cross' privacy and security policies regarding the confidentiality and protection of your personal health information.

To continue to the HealthEquity website, click "Accept." If you want to stay on Blue Cross' website, click "Cancel."

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This link takes you to another website. Some areas of our site may provide links to other external sites that we don't own, control or influence. We reference sites that we think might be useful or of interest to you, but we are not responsible for the content or privacy practices used by other site owners. Information contained in the external sites is not endorsed by BCBSAL.

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This link takes you to another website. Some areas of our site may provide links to other external sites that we don't own, control or influence. We reference sites that we think might be useful or of interest to you, but we are not responsible for the content or privacy practices used by other site owners. Information contained in the external sites is not endorsed by BCBSAL.

To continue to this website, click "Accept." If you want to stay on the Blue Cross website, click "Cancel."

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This link takes you to another website. Some areas of our site may provide links to other external sites that we don't own, control or influence. We reference sites that we think might be useful or of interest to you, but we are not responsible for the content or privacy practices used by other site owners. Information contained in the external sites is not endorsed by BCBSAL.

To continue to this website, click "Accept." If you want to stay on the Blue Cross website, click "Cancel."

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