Summary of Benefits and Coverage (SBC)
The Summary of Benefits and Coverage (SBC) is a short summary of coverage designed by the Department of Health and Human Services. The SBC provides a snapshot of coverage but does not contain all benefits, limits and exclusions provided to you.
Summary of Benefits and Coverage
The State Employees' Health Insurance Plan
The State Employees' Health Insurance Plan (SEHIP) is basic hospital medical coverage administered by BlueCross BlueShield of Alabama (BCBS) with prescription benefits administered by Prime Therapeutics. This plan is offered to state employees who do not have other health insurance coverage available to them. It is intended to help you and your covered dependents pay for healthcare costs.
Supplemental Coverage Plan
The State Employees’ Supplemental Coverage Plan (Supplemental Plan) is administered by Blue Cross and Blue Shield of Alabama. If you enroll in coverage through an eligible employer group health plan, you can opt out of the SEHIP and elect supplemental coverage through the SEIB, at no charge.
- The Supplemental Plan will cover most of your out-of-pocket expenses that your primary Other Group Health Insurance (OGHI) does not cover.
- You may not enroll in the Supplemental Plan if your OGHI is with the SEHIP, Public Education Employees Health Insurance Program, Local Government Health Insurance Program, the Marketplace, TRICARE, Medicaid or Medicare.
- OGHI plans with an in-network deductible of $1,650 or more for individual or $3,300 or more for family coverage are not eligible. Members enrolled in the Supplemental Plan can disenroll and return to the SEHIP on the first day of any month.
Summary of Benefits and Coverage
Additional Benefits
Prescription drug benefits are administered by Prime Therapeutics. For more information, call Member Services at 1-800-824-0435 or visit the website at myprime.com.
