Navigation

  • Skip to Content
BCBSAL Mobile Logo - Go to home page
Search

Sales Enhanced Search Bar Portlet

Search

Quick Links

COVID Updates

Claims

Shop Health

Home

Navigation Menu

  • Health
  • Short Term
  • Dental
  • FEP Dental
  • Vision
  • Travel
  • Find a Doctor
  • page-icon Home
  • Individual
  • Medicare
  • Group
  • Provider
Contact Us

Navigation Menu

  • page-icon Home
  • Individual
  • Medicare
  • Group
  • Provider
Text Size: A A A
Individuals

Navigation Menu

  • Health
  • Short Term
  • Dental
  • FEP Dental
  • Vision
  • Travel
  • Find a Doctor
About Us
Contact Us

Sales Enhanced Search Bar Portlet

Search

Quick Links

COVID Updates

Claims

Shop Health

Overview - Individuals

Breadcrumb

  • Home
  • Health-old-DONT DELETE
  • Blue Cross Select Silver
  • Overview

Navigation Menu

    Navigation

  • Overview
  • Find a Doctor/Drug
  • Forms & Materials

Blue Cross Select Silver Intro text

Blue Cross Select Silver

Compare and Enroll

Common Plan Benefits

- Calendar Year Deductible: $3,700 Individual / $7,400 Family

- Out-of-Pocket Maximum: $8,150 Individual / $16,300 Family

- Convenient Phone & Video Consultations through Teladocâ„¢ ?

- Financial Assistance Available for this Plan

BENEFIT REQUIREMENTS
This plan requires you and all covered members on the plan to designate a Primary Care Select Physician for benefits to be paid. If a Primary Care Select physician is not designated, no benefits are payable under the plan.

In Alabama, you must be referred to a specialist by your Primary Care Select physician. If no referral, no benefits are payable under the plan.

 

Plan Overview Accordion Headline

What You Would Pay For In-Network Services:

Blue Cross Select Silver Benefits Disclaimer

Complete In-Network and Out-of-Network benefits are listed in the Benefit Booklet.

Blue Select Silver Accordion Plan Overview

PHYSICIAN BENEFITS
Primary Care Physician and Specialist
  • Primary Care Select Physician

    • You Pay:
      $40 copay
      Each member must designate a Primary Care Select Physician
    • We Pay:
      100% after the copay
  • Specialist

    • You Pay:
      $65 copay
      Each member must be referred by designated Primary Care Select Physician
    • We Pay:
      100% after the copay

Benefits listed apply to in-network services. In-Network services outside of Alabama may vary.

Close details
OUTPATIENT VISITS
  • Lower Member Cost Share

    • You Pay:
      $600 copay
    • We Pay:
      100% after the copay
  • Higher Member Cost Share

    • You Pay:
      $1,000 copay
    • We Pay:
      100% after the copay

Understand Copays vs Coinsurance

Benefits listed apply to in-network services. In-Network services outside of Alabama may vary.

Close details
EMERGENCY ROOM
For A Medical Emergency
  • You Pay:
    $600 copay
  • We Pay:
    100% after the copay

Benefits listed apply to in-network services. In-Network services outside of Alabama may vary.

Close details
INPATIENT HOSPITAL CARE
  • Lower Member Cost Share

    • You Pay:
      20% coinsurance
    • We Pay:
      80% coinsurance
  • Higher Member Cost Share

    • You Pay:
      25% coinsurance
    • We Pay:
      75% coinsurance

Understand Copays vs Coinsurance

Benefits listed apply to in-network services. In-Network services outside of Alabama may vary.

Close details
MATERNITY CARE
Physician Benefits
  • You Pay:
    0% after meeting the calendar year deductible
  • We Pay:
    100% after meeting the calendar year deductible

Benefits listed apply to in-network services. In-Network services outside of Alabama may vary.

Close details
MENTAL HEALTH
Office Visit or Consultation
  • You Pay:
    Specialist: $65 copay
  • We Pay:
    100% after the copay

Understand Copays vs Coinsurance

Benefits listed apply to in-network services. In-Network services outside of Alabama may vary.

Close details
PRESCRIPTION DRUGS
41,000+ pharmacies in the ValueONE Network

For complete coverage details see the Prescription Drug List for this plan.

  • Tier 1

    • You Pay:
      $20 copay
    • We Pay:
      100% after copay/coinsurance
  • Tier 2

    • You Pay:
      $30 copay
    • We Pay:
      100% after copay/coinsurance
  • Tier 3

    • You Pay:
      $85 copay
    • We Pay:
      100% after copay/coinsurance
  • Tier 4

    • You Pay:
      50% coinsurance
    • We Pay:
      100% after copay/coinsurance
  • Tier 5

    • You Pay:
      $250 copay
    • We Pay:
      100% after copay/coinsurance
  • Tier 6

    • You Pay:
      30% coinsurance
    • We Pay:
      100% after copay/coinsurance

Understand Copays vs Coinsurance

Benefits listed apply to in-network services. In-Network services outside of Alabama may vary.

Close details
OCCUPATIONAL, PHYSICAL AND SPEECH THERAPY
Up to 30 visits per member per year
  • You Pay:
    20% after meeting the calendar year deductible
  • We Pay:
    80% after meeting the calendar year deductible

Benefits listed apply to in-network services. In-Network services outside of Alabama may vary.

Close details
DIAGNOSTIC LAB
Outpatient
  • Lower Member Cost Share

    • You Pay:
      $600 copay
    • We Pay:
      100% after the copay
  • Higher Member Cost Share

    • You Pay:
      $1,000 copay
    • We Pay:
      100% after the copay

Understand Copays vs Coinsurance

Benefits listed apply to in-network services. In-Network services outside of Alabama may vary.

Close details
ROUTINE IMMUNIZATIONS AND PREVENTIVE SERVICES

Learn More About Preventive Services and Preventive Drugs coverage for this plan.

  • You Pay:
    $0
  • We Pay:
    100%

Benefits listed apply to in-network services. In-Network services outside of Alabama may vary.

Close details
PEDIATRIC DENTAL & VISION

Limited to members up to the end of the month in which the member turns 19.

  • Routine Dental Cleaning

    • You Pay:
      $0
    • We Pay:
      100%
  • Yearly Eye Exam

    • You Pay:
      20% after meeting the calendar year deductible
    • We Pay:
      80% after meeting the calendar year deductible

Benefits listed apply to in-network services. In-Network services outside of Alabama may vary.

Close details

Additional Services footer

Don't forget...

We also offer Dental, Vision and Travel insurance.

Last Updated: 10/28/2021 09:40

Navigation Menu

Facebook Twitter Linkedin YouTube PInterest Instagram

Navigation Menu

Navigation

Company
  • About Us
  • Contact Us
  • Careers
Support
  • Help
  • Accessibility Information
  • Information in Other Languages
  • Rate Increase Justification
Legal
  • Fraud & Abuse
  • HIPAA Privacy Notice
  • Privacy Statement
  • Legal Disclaimer
  • Notice of Nondiscrimination
  • Terms of Service

© 2022, Blue Cross and Blue Shield of Alabama is an independent licensee of the Blue Cross and Blue Shield Association.

Third Party Website Disclaimer

You are about to leave Blue Cross and Blue Shield of Alabama's website and enter a website operated by HealthEquity. HealthEquity is our business associate and is an independent company that provides account-based plan services to Blue Cross. HealthEquity has agreed to follow Blue Cross' privacy and security policies regarding the confidentiality and protection of your personal health information.

To continue to the HealthEquity website, click "Accept." If you want to stay on Blue Cross' website, click "Cancel."

Third Party Website Disclaimer

As an Alfa representative, I agree to the payment terms and conditions of Blue Cross and Blue Shield of Alabama and will not collect any checking account, debit card or credit card information on behalf of the consumer for the purchase of health or dental insurance.

To continue , please click "Accept."

Arbitration Terms

As a CHA representative, I agree to the payment terms and conditions of Blue Cross and Blue Shield of Alabama and will not collect any checking account, debit card or credit card information on behalf of the consumer for the purchase of health or dental insurance.

To continue , please click "Accept."

Third Party Website Disclaimer

As an Alabama Health Guidance representative, I agree to the payment terms and conditions of Blue Cross and Blue Shield of Alabama and will not collect any checking account, debit card or credit card information on behalf of the consumer for the purchase of health or dental insurance.

To continue , please click "Accept."

Third Party Website Disclaimer

This link takes you to another website. Some areas of our site may provide links to other external sites that we don't own, control or influence. We reference sites that we think might be useful or of interest to you, but we are not responsible for the content or privacy practices used by other site owners. Information contained in the external sites is not endorsed by BCBSAL.

To continue to this website, click "Accept." If you want to stay on the Blue Cross website, click "Cancel."

Third Party Website Disclaimer

This link takes you to another website. Some areas of our site may provide links to other external sites that we don't own, control or influence. We reference sites that we think might be useful or of interest to you, but we are not responsible for the content or privacy practices used by other site owners. Information contained in the external sites is not endorsed by BCBSAL.

To continue to this website, click "Accept." If you want to stay on the Blue Cross website, click "Cancel."

Third Party Website Disclaimer

This link takes you to another website. Some areas of our site may provide links to other external sites that we don't own, control or influence. We reference sites that we think might be useful or of interest to you, but we are not responsible for the content or privacy practices used by other site owners. Information contained in the external sites is not endorsed by BCBSAL.

To continue to this website, click "Accept." If you want to stay on the Blue Cross website, click "Cancel."

Short Term Application Disclaimer

Thank you for your interest in our Short Term Plan. By clicking "Next", you are acknowledging that you would like to submit your application and continue onto the payment page otherwise, click "Cancel".

Short Term Application Disclaimer

Thank you for your interest in our Short Term Plan. By clicking "Next", you are acknowledging that you would like to submit your application otherwise, click "Cancel".