Short Term Blue Limited

6 Months of Coverage for Individuals

Compare and Enroll

Common Plan Benefits

- Plan Year Deductible: $1,500 Individual

- Prescription Drug Contract Maximum: $1,500 Individual

- Convenient Phone & Video Consultations through Teladoc™ ?

- No Coverage for Pre-Existing Conditions

What You Would Pay For In-Network Services:

Benefits listed apply to services provided in the state of Alabama only. Outside of Alabama coverage is limited to accidental injury and medical emergencies.

Complete benefits are listed in the Benefit Booklet.

  • You Pay:
    $50 copay
  • We Pay:
    100% after the copay
  • You Pay:
    $500 copay
  • We Pay:
    100% after the copay
  • You Pay:
    $500 copay
  • We Pay:
    100% after the copay
  • You Pay:
    $500 copay per day (days 1-5) for each admission
  • We Pay:
    100% after the copay
  • You Pay:
    50% subject to the plan year deductible
  • We Pay:
    50% subject to the plan year deductible

For complete coverage details view the Prescription Drug List for this plan.

  • Tier 1

    • You Pay:
      $15 copay
    • We Pay:
      100% after the copay
  • Tier 2

    • You Pay:
      $60 copay
    • We Pay:
      100% after the copay
  • Tier 3

    • Not Covered
  • Tier 4

    • You Pay:
      $250 copay
    • We Pay:
      100% after the copay
  • You Pay:
    $500 copay
  • We Pay:
    100% after the copay

Learn More About Preventive Services coverage for this plan.

  • You Pay:
    0%
  • We Pay:
    100%
What is Short Term Limited Duration Coverage?

This coverage is not required to comply with certain federal market requirements for health insurance, principally those contained in the Affordable Care Act. Be sure to check your policy carefully to make sure you are aware of any exclusions or limitations regarding coverage of pre-existing conditions or health benefits (such as hospitalization, emergency services, maternity care, preventive care, prescription drugs, and mental health and substance use disorder services). Your policy might also have lifetime and/or annual dollar limits on health benefits. If this coverage expires or you lose eligibility for this coverage, you might have to wait until an open enrollment period to get other health insurance coverage.

To be enrolled in short term coverage, the contract holder must be a resident of the state of Alabama, not enrolled in Medicare or Medicaid, and not currently on a short term limited duration plan. For information about premiums, benefits, and limitations and exclusions for short term plans, please review the Benefit Booklet for Short Term Blue Limited and Short Term Blue.

Don't forget...

We also offer Dental, Vision and Travel insurance.