Benefit Plans

The following benefit plans are offered to you by Genuine Parts Company and administered by Blue Cross and Blue Shield of Alabama. Each plan offers broad access to network providers, the freedom to choose your doctor and hospital, and comprehensive coverage for a wide range of healthcare services, including prescription drugs.

See how your medical plans compare:

Value Plan
Of the three options available, this plan has the lowest premiums and the highest deductible and out-of-pocket maximum. This means that with the Value Plan, you pay the least in paycheck deductions, but the most out of your pocket if you need care. With this plan, you also have the option to open a Health Savings Account (HSA), a tax-advantaged account you can use to save for current or future healthcare expenses.

Savings Plan
The Savings Plan also gives you the option to open an HSA that you can use for current or future healthcare expenses. The Savings Plan has higher premiums than the Value Plan, so you pay more in paycheck deductions. But it also has a lower deductible and out-of-pocket maximum, which means you pay less out of your pocket if you need care.

Traditional Plan
This plan has the highest premiums, but the lowest deductible and lowest out-of-pocket maximum. This means that with the Traditional Plan, you pay the most in paycheck deductions but the least out of your pocket if you need care. In addition, this plan has copays for certain services that are not subject to the deductible. The Traditional Plan does not include the option to use an HSA.