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Individual and Family Health Plans
Gold Metal Plans are based strictly on the share of healthcare costs ?
Consider a Gold plan if:
- You have regular prescriptions
- You use healthcare services often
WE OFFER THREE GOLD PLANS.
$= Financial Assistance Available
-
Blue HSA Gold
- Calendar Year Deductible:
$1,750 Self-only / $3,500 Family - Out-of-Pocket Maximum:
$6,000 Self-only / $12,000 Family - Primary Care and Specialist Office Visit:
You pay 10% after meeting the calendar year deductible
- Calendar Year Deductible:
-
Blue Value Gold$
- Calendar Year Deductible:
$750 Individual / $1,500 Family - Out-of-Pocket Maximum:
$6,000 Individual / $12,000 Family - Primary Care Office Visit:
$40 copay
Receive a discounted copay of $25 when visiting your designated Primary Care Select Physician - Specialist Office Visit:
$60 copay
Receive a discounted copay of $45 when referred by designated Primary Care Select Physician
- Calendar Year Deductible:
-
Blue Cross Select Gold$
- Calendar Year Deductible:
$850 Individual / $1,700 Family - Out-of-Pocket Maximum:
$6,000 Individual / $12,000 Family - Primary Care Office Visit:
$35 copay
Each member must designate a Primary Care Select Physician - Specialist Office Visit:
$50 copay
Each member must be referred by designated Primary Care Select Physician - Review important requirements to receive benefits.
- Calendar Year Deductible:
Silver Metal Plans are based strictly on the share of healthcare costs ?
Consider a Silver plan if:
- You want lower monthly premiums
- You use healthcare services every so often
WE OFFER FOUR SILVER PLANS.
$ = Financial Assistance Available
-
Blue Secure Silver
- Calendar Year Deductible:
$2,700 Individual / $5,400 Family - Out-of-Pocket Maximum:
$8,150 Individual / $16,300 Family - Primary Care Office Visit:
$45 copay - Specialist Office Visit:
$75 copay
- Calendar Year Deductible:
-
Blue Value Silver$
- Calendar Year Deductible:
$3,000 Individual / $6,000 Family - Out-of-Pocket Maximum:
$8,350 Individual / $16,700 Family - Primary Care Office Visit:
$55 copay
Receive a discounted copay of $45 when visiting your designated Primary Care Select Physician - Specialist Office Visit:
$70 copay
Receive a discounted copay of $60 when referred by designated Primary Care Select Physician
- Calendar Year Deductible:
-
Blue Cross Select Silver$
- Calendar Year Deductible:
$3,700 Individual / $7,400 Family - Out-of-Pocket Maximum:
$8,150 Individual / $16,300 Family - Primary Care Office Visit:
$40 copay
Each member must designate a Primary Care Select physician - Specialist Office Visit:
$65 copay
Each member must be referred by designated Primary Care Select Physician - Review important requirements to receive benefits.
- Calendar Year Deductible:
-
Blue Saver Silver
- Calendar Year Deductible:
$3,500 Individual / $7,000 Family - Out-of-Pocket Maximum:
$8,150 Individual / $16,300 Family - Primary Care Office Visit:
$50 copay
Each member must designate a Primary Care Select physician - Specialist Office Visit:
$75 copay
Each member must be referred by designated Primary Care Select Physician - Review important requirements to receive benefits.
- Calendar Year Deductible:
Bronze Metal Plans are based strictly on the share of healthcare costs ?
Consider a Bronze plan if:
- You want lower monthly premiums compared to Gold and Silver plans
- You have few prescription needs
- You use healthcare services rarely
WE OFFER TWO BRONZE PLANS.
$ = Financial Assistance Available
-
Blue Saver Bronze$
- Calendar Year Deductible:
$7,750 Individual / $15,500 Family - Out-of-Pocket Maximum:
$7,750 Individual / $15,500 Family - Primary Care and Specialist Office Visit:
First three illness-related office visits per member:
$40 copay
Thereafter:
You pay 0% after you meet the calendar year deductible
- Calendar Year Deductible:
-
Blue HSA Bronze$
- Calendar Year Deductible:
$7,000 Self-only / $14,000 Family - Out-of-Pocket Maximum:
$7,000 Self-only / $14,000 Family - Primary Care and Specialist Office Visit:
You pay 0% after meeting the calendar year deductible
- Calendar Year Deductible:
Peace of Mind for Those Under 30 or A Hardship Exemption
Our catastrophic plan is only available through the health insurance marketplace on Healthcare.gov.
Consider a catastrophic plan if:
- You are under 30 years old
- You qualify for a hardship exemption
-
Blue Protect
- Calendar Year Deductible:
$8,550 Individual / $17,100 Family - Out-of-Pocket Maximum:
$8,550 Individual / $17,100 Family - Primary Care Office Visit:
First three illness-related office visits per member:
$50 copay
Thereafter:
You pay $0 after you meet the calendar year deductible. - Specialist Office Visit:
$0 after you meet the calendar year deductible.
- Calendar Year Deductible:
Short Term Coverage for Life's Unexpected Changes
Short Term Limited Duration Plans are a new option for Individuals and Families ?
Consider a Short Term Plan if you need temporary coverage due to:
- Needing temporary healthcare coverage
- In-between jobs
- Waiting for new health coverage to begin
- A recent college graduate
- Not eligible for a tax credit on the Health Insurance Marketplace
- Learn more about Short Term coverage
WE OFFER THREE SHORT TERM LIMITED DURATION PLANS:
-
Short Term Blue Limited
6 Month - Individual Coverage- Plan Year Deductible:
$1,500 Individual - Prescription Drug Contract Maximum:
$1,500 Individual - Primary Care Office Visit:
$50 copay
- Plan Year Deductible:
-
Short Term Blue
364 Days - Individual and Family Coverage- Plan Year Deductible:
$1,500 Individual / $3,000 Family - Prescription Drug Contract Maximum:
$3,000 per Individual on contract - Primary Care Office Visit:
$50 copay
- Plan Year Deductible:
-
Short Term Blue Plus
36 Month - Individual and Family Coverage- Plan Year Deductible:
$1,500 Individual - Prescription Drug Contract Maximum:
$3,000 Individual - Primary Care Office Visit:
$50 copay
- Plan Year Deductible:
Additional Coverage Options for Individuals and Families
Enroll at Any Time! Low Deductible Plans with 1,700+ Providers Statewide
Our Dental plans are designed to deliver care at an affordable price with no waiting period for Diagnostic and Preventive Services.
Consider a Dental plan if:
- Your employer does not offer Dental coverage
- You need Dental coverage for yourself or your family
WE OFFER THREE DENTAL PLANS:
-
Dental Blue®
Our standard plan covers basic benefits such as regular dental exams, x-rays and cleanings.
- Calendar Year Deductible:
$50 per person - Calendar Year Maximum Benefit:
$1,000 per person. This is the most we will pay each year - Dental exams, x-rays & routine cleanings - no waiting periods:
You pay $0 after you meet the calendar year deductible
- Calendar Year Deductible:
-
Dental Blue® Select
Our premium plan includes the same benefits of Dental Blue as well as coverage for crowns, orthodontic services and dentures.
- Calendar Year Deductible:
$50 per person - Calendar Year Maximum Benefit:
$1,500 per person. This is the most we will pay each year - Dental exams, x-rays & routine cleanings - no waiting periods:
You pay $0 after you meet the calendar year deductible
- Calendar Year Deductible:
-
Dental Blue® Plus
Features expanded pediatric benefits for children up to the end of the month in which the member turns 19. Only available through Healthcare.gov.
- Calendar Year Deductible:
$40 per person - Calendar Year Maximum Benefit:
$1,000 per person (age 19 and over). No maximum for children up to age 19 for in-network services - Pediatric Out-of-Pocket Year Maximum:
$350 per child up to age 19 for in-network services
$700 for two or more children up to age 19 for in-network services - Dental exams, x-rays & routine cleanings - no waiting periods:
You pay $0 after you meet the calendar year deductible
- Calendar Year Deductible:
Some Dental services require a waiting period. Review plan benefits carefully.
Enroll at Any Time! Our VSP Plans Offer the Best Value, Best Care and Best Choices
Consider a Vision plan if:
- Your employer does not offer Vision coverage
- You need Vision coverage for yourself or your family
-
Check Out Our Vision Plan Options
We have partnered with VSP Vision Care, consumers’ number #1 choice in vision care, to provide individuals and families with the coverage they need. Children under age 19 may already be covered, as pediatric vision benefits are provided in some medical health insurance plans.
Our International Travel Health Plans Cover Both Short Term and Long Term Travel
Consider a Travel plan if:
- You are an individual planning short or long-term international travel
- You are a family or group of people planning short or long-term international travel
GeoBlue offers customizable plans perfect for:
- Business and leisure travelers
- Students
- Expatriates
- Missionaries
- Mariners
- Groups
-
Check Out Our Travel Plan Options
We have partnered with other Blue Cross and Blue Shield Companies to offer these health plans. You do not have to be currently enrolled in a Blue Cross and Blue Shield of Alabama medical plan to purchase most GeoBlue plans.
Attention: This website is operated by Blue Cross and Blue Shield of Alabama and is not the Health Insurance Marketplace® website at HealthCare.gov. This website does not display all Qualified Health Plans (QHPs) available through HealthCare.gov. To see all available QHP options, go to the Health Insurance Marketplace® website at HealthCare.gov.
Also, you should visit the Health Insurance Marketplace® website at HealthCare.gov if:
- You are applying for financial assistance through the Marketplace® and want to enroll members of your household in separate Marketplace® Plans.
- You want to select a catastrophic health plan.