The Medicare benefits you care about most are all part of the plan.
Access to Trusted Care
Your Medicare plan should make finding the right doctor or specialist feel simple. Get access to a large network of providers all across Alabama.
Support You Can Plan On
Whether you have questions about coverage, claims, finding care or Medicare basics, helpful support is always part of the plan.
Tools To Help You Plan Ahead
Feel confident about your Medicare coverage with clear plan details and up-front cost information that’s all part of the plan.
Making a plan starts with understanding your options.
Check out our resources covering common health insurance topics.
Frequently Asked Questions
What is a Medicare Advantage Plan?
Medicare Advantage (also known as Part C) is an alternative to Original Medicare (Parts A and B). Unlike Original Medicare, which is offered by the federal government, Medicare Advantage plans are offered by private insurance companies like Blue Cross and Blue Shield of Alabama. Medicare Advantage plans include hospital and medical coverage, and oftentimes drug coverage as well. Many of these plans also offer extra benefits like dental, vision and hearing coverage.
Who is eligible for coverage?
You are eligible for Medicare if; you are age 65 or older, a U.S. citizen or a permanent U.S. resident and have lived in the U.S. continuously for five years prior to applying; you are younger than 65 with a disability and have received disability benefits for at least 24 months; or you are any age with a diagnosis of end-stage renal disease or ALS.
What are my payment options?
If you owe a monthly premium or payment, they are always due on the 1st of the month and are considered late if not received by the 10th.
There are several ways you can pay your plan premium:
- Automatic monthly payment by E-Check, Credit Card, or Debit Card
- Over the telephone with Visa, MasterCard, Discover or E-Check
- Automatic deduction from your monthly Social Security or Railroad Retirement Board benefits check
- Mail a check
- Set up online bill payment through your financial institution. Please be sure to include your contract number when setting up online bill payment.
When is the Annual Election Period (AEP)?
The Annual Election Period allows you to make changes to your plan anytime between October 15 and December 7. Elections made during this time will be effective on January 1 of the following year. When Medicare has been notified of your election change, your membership with your previous MAPD and/or Part D plan will be cancelled effective December 31. To cancel coverage other than Medicare Advantage or Part D Plans (like Medicare Supplement/Medicare Select plans), please contact your insurance carrier.
