Why Blue Cross Is the Easy Choice
The Choice Is Yours
Our range of plan options and large network of doctors and hospitals give your employees the freedom to choose the providers they like.
We’ve Got Your Back
With support that’s always within reach — online, on the Alabama Blue app and over the phone — you and your team have the tools and guidance you need to make informed decisions with confidence.
Clarity and Confidence
We make it easy to understand benefits, options and costs by providing plan details and pricing up front. No second-guessing. No confusion. Just smart decisions for your entire organization.
The more you know, the more confident you feel.
Check out our resources covering common health insurance topics.
What requirements must be met to apply for an Employer-Sponsored Health Plan?
- Be licensed to operate and have employees located in the state of Alabama.
- Have at least one full-time employee (FTE) enrolling in coverage who isn't the owner, business partner, or spouse of the owner or business partner.
- A valid tax ID is required.
Who is eligible for coverage under your Employer-Sponsored Plan?
Your employees must meet the following criteria to be eligible for your plan:
- They must be an employee and are treated as such by you, their employer. Examples of persons who are not employees include independent contractors, board members and consultants.
- You have determined that they work, on average, 30 or more hours per week in accordance with the Affordable Care Act (ACA)
- You have offered them coverage under the plan.
How do I enroll my company for group health coverage?
- Contact our Sales team to choose a plan and receive a quote, complete the contracts to create your group, submit an application for each employee on your plan and pay your first month’s premium.
- Depending on your group size, we may also need IRS forms
How do I pay my employer group's premium?
Premium payments can be made in the following ways:
- Online through GroupAccess, select one-time payment or automatic recurring payments
- From your financial institution’s online bill payment service
- Through wire/Automated Clearing House transfer
- By check
