Media Release
May 4, 2021
Contact: Koko Mackin
205-220-2713
New Changes Bring Savings to ACA Health Plans
BIRMINGHAM, AL – Beginning April 1, Alabama residents have an opportunity to receive more savings on Blue Cross and Blue Shield of Alabama’s Affordable Care Act (ACA) health plans through the Federal Marketplace. The American Rescue Plan Act of 2021 extends the current Special Enrollment Period to August 15, 2021, allowing consumers to purchase or change their ACA plan and take advantage of additional premium subsidies.

The American Rescue Plan provides additional savings through premium subsidies available to new and existing members with incomes greater than 100% of the Federal Poverty Level (FPL). In addition, the second lowest cost Silver plan is available for $0 premium for those with incomes between 100% and 150% of FPL.

Individuals with incomes exceeding 400% of FPL are now eligible for premium subsidies for the first time since implementation of the ACA. No matter your age, income or where you live in Alabama, residents may be eligible to enroll in an ACA plan that costs no more than 8.5% of their family income – maybe even less.

“Our mission is to provide Alabamians access to quality healthcare at the lowest possible price,” said Tim Vines, President and CEO, Blue Cross and Blue Shield of Alabama. “For Alabamians who don’t have health insurance, now is an ideal time to get the coverage they need and take advantage of these new financial assistance options.”

These new changes will benefit members:
  • Premiums for ACA health plans may decrease up to an estimated $50 per person on average.
  • Over half of members may be able to find a plan for $10 or less per month after premium subsidies.
  • Over half of members will be able to upgrade to a better plan that offers lower out-of-pocket costs on average for the same price or less than what they are paying today.


People who purchase their own health insurance are urged to update their application and enrollment options on HealthCare.gov to qualify for the new eligibility.

For additional information and to enroll, residents can call 855-890-7416 or visit AlabamaBlue.com. About Blue Cross and Blue Shield of Alabama

Blue Cross and Blue Shield of Alabama has insured Alabamians for over 84 years. Blue Cross offers coverage plans to corporations, individuals and the senior market. For more information about Blue Cross, visit AlabamaBlue.com. Connect with us on Facebook, check out our videos on YouTube and follow us on Twitter and Instagram for more up-to-date information.

Blue Cross and Blue Shield of Alabama is an independent licensee of the Blue Cross and Blue Shield Association.

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